Your state
Why it matters.
Fraud works because it arrives in a hurry and looks routine. The thirty-second payee check is the difference between a purchase and a loss.
The component skills.
Practise — activities that produce artifacts.
The thirty-second payee check ~20 min
Before your next online payment, run the checks: exact site address, payee name, review recency, payment method protection. Write what you found.
Artifact: The check list run on a real payment
Dissect one payment scam ~25 min
Find a real scam message (or a documented example) that tricks people into paying. Write the three tells that would have caught it.
Artifact: The dissected scam with three tells
Missions — do it for real.
Mentors for this capability.
Matched from real, opted-in DISHA members through the Mentor Intelligence Network — with their trust states shown as stored. Source-listed is not the same as verified.
No opted-in mentors match this capability yet — none are invented. See the Mentors view or the full directory.
How assessment works.
Every submission gets a transparent first-pass against the mission's rubric — what was looked for and what was observed. Verified state requires a real review; the system never upgrades self-reported evidence on its own.
composure
Notes on pressure moments and what reset you used
preparation
Preparation before action: rates checked, plans made, materials ready
evidence_quality
An observable artifact: worksheet, receipt, photo reference, recording note
process_correctness
Steps done in a sensible order, nothing skipped
Accepted evidence: mission_submission, mentor_review, observed_application, work_sample.
Stated plainly — what this doesn't do
- — Submissions are private, self-reported evidence — they never become verified without a real review.
- — Mentor review for capabilities arrives in a later phase of this module.
Source: DISHA MY LIFE SKILLS Module Master Specification v1.0 §4 · v1 · last checked 2026-10-24 · your data rights